Gold-Backed Loan -- NGN -- ADGM Abu Dhabi

Gold-Backed Loans for Nigerian Naira Investors — Hard Currency Against Gold

Gold-backed loans denominated in Nigerian Naira allow Nigeria-based institutions to monetise physical gold holdings without selling. LCORE's Warehouse Receipts from Abu Dhabi's ADGM-regulated vault serve as title documents under English Common Law, accepted by international lenders at 70-85% LTV of spot gold value. The gold remains in allocated custody — you retain upside exposure while accessing liquidity.

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70%
LTV Ratio
ADGM
English Law Security
0
USD Required
NGN
Loan Currency
Overview

Gold-backed lending
in NGN

LCORE's gold-backed lending structure allows Nigerian companies, NGN gold financing to borrow in Nigerian Naira (NGN) against physical gold deposited in ADGM pre-customs vault. The gold is allocated, insured by Lloyd's $200M, and governed by an ADGM English Law security agreement.

LTV up to 70%. The remaining 30% equity buffer protects both parties against gold price volatility. Interest rate and tenor agreed individually. No mandatory USD in the lending structure -- NGN denomination available via agreed correspondent.

70% LTV

Borrow up to 70% of gold value in NGN. 30% equity buffer. Margin call only below agreed LTV floor. Standard institutional terms.

English Law Security

ADGM English Common Law pledge agreement. Enforceable internationally. Gold remains in LCORE vault with security interest perfected under ADGM law.

NGN Settlement

Loan disbursement and repayment in NGN via agreed correspondent. No USD clearing required for Nigerian Naira counterparties.

Discuss your structure.

Confidential. Min $5M. ADGM Reg. 28158.

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FAQ

Frequently asked questions

How do I get a gold-backed loan in NGN?
Deposit gold in LCORE ADGM vault. Sign ADGM English Law pledge agreement. Loan disbursed in NGN via agreed correspondent. Up to 70% LTV. Minimum $5M gold collateral. Confidential consultation available.
What happens if gold price falls?
If gold value falls below the agreed LTV floor, a margin call is triggered. You can top up with additional gold or reduce the loan balance. Standard institutional terms apply.
What is the minimum?
Minimum $5M gold collateral. Institutional counterparties only. ADGM Reg. 28158.
Also see: Gold-Backed Lending UAE · Allocated Storage · Storage Programme · Loco Swap