Gold-Backed Loan -- SAR -- ADGM Abu Dhabi

Gold-Backed Loans in Saudi Riyal — GCC Collateral at ADGM Standards

Gold-backed loans denominated in Saudi Riyal allow Saudi Arabia-based institutions to monetise physical gold holdings without selling. LCORE's Warehouse Receipts from Abu Dhabi's ADGM-regulated vault serve as title documents under English Common Law, accepted by international lenders at 70-85% LTV of spot gold value. The gold remains in allocated custody — you retain upside exposure while accessing liquidity.

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70%
LTV Ratio
ADGM
English Law Security
0
USD Required
SAR
Loan Currency
Overview

Gold-backed lending
in SAR

LCORE's gold-backed lending structure allows Saudi Shariah-compliant gold financing to borrow in Saudi Riyal (SAR) against physical gold deposited in ADGM pre-customs vault. The gold is allocated, insured by Lloyd's $200M, and governed by an ADGM English Law security agreement.

LTV up to 70%. The remaining 30% equity buffer protects both parties against gold price volatility. Interest rate and tenor agreed individually. No mandatory USD in the lending structure -- SAR denomination available via agreed correspondent.

70% LTV

Borrow up to 70% of gold value in SAR. 30% equity buffer. Margin call only below agreed LTV floor. Standard institutional terms.

English Law Security

ADGM English Common Law pledge agreement. Enforceable internationally. Gold remains in LCORE vault with security interest perfected under ADGM law.

SAR Settlement

Loan disbursement and repayment in SAR via agreed correspondent. No USD clearing required for Saudi Riyal counterparties.

Discuss your structure.

Confidential. Min $5M. ADGM Reg. 28158.

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FAQ

Frequently asked questions

How do I get a gold-backed loan in SAR?
Deposit gold in LCORE ADGM vault. Sign ADGM English Law pledge agreement. Loan disbursed in SAR via agreed correspondent. Up to 70% LTV. Minimum $5M gold collateral. Confidential consultation available.
What happens if gold price falls?
If gold value falls below the agreed LTV floor, a margin call is triggered. You can top up with additional gold or reduce the loan balance. Standard institutional terms apply.
What is the minimum?
Minimum $5M gold collateral. Institutional counterparties only. ADGM Reg. 28158.
Also see: Gold-Backed Lending UAE · Allocated Storage · Storage Programme · Loco Swap