Gold Escrow UAE · DVP Multi-Signature · ADGM

UAE Gold Escrow — Allocated, Insured, and ADGM-Regulated

LCORE is the UAE's dedicated gold escrow and DVP settlement platform, holding physical gold in Abu Dhabi under English Common Law with zero local tax burden.

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3
Party Multi-Sig
2–3
Working Days
0
Counterparty Risk
ADGM
Reg. No. 28158
Why Gold Escrow

Why gold works as
escrow collateral

Cash escrow depends on banks. Banks can freeze accounts, impose compliance holds, or refuse to participate for sanctioned-adjacent counterparties. Gold escrow has no such dependency.

No Bank Required

Gold escrow requires only a neutral vault operator (LCORE) and agreed DVP conditions. No correspondent bank. No SWIFT routing. No USD clearing. Available for counterparties that banks refuse.

Cannot Be Frozen

Physical gold in a pre-customs vault cannot be frozen by a bank compliance department. The UAE has not joined the Western sanctions regime. ADGM courts enforce the escrow agreement under English Law.

Zero Counterparty Risk

Multi-signature DVP means neither party can access the gold without the other's confirmation. The escrow structure enforces the deal — no trust required between buyer and seller.

Mechanism

How LCORE gold escrow
works in practice

1
Gold Deposited
Buyer deposits physical gold into LCORE's Abu Dhabi vault. Warehouse Receipt issued. Multi-signature DVP escrow activated: LCORE + buyer + seller all hold keys.
2
Escrow Conditions Set
Conditions for release agreed in writing: delivery document (B/L, CMR, airway bill), payment confirmation, timeline. All three parties sign the escrow agreement under ADGM English Law.
3
Commodity Delivered
Seller delivers the commodity. Documentation confirmed by all parties. Delivery condition satisfied.
4
Payment Confirmed
Payment received in agreed currency. Seller's correspondent confirms receipt. Payment condition satisfied.
5
Gold Released
All conditions met. Multi-sig releases automatically. Seller receives gold rights. 2–3 working days total. Full documentation trail for audit purposes.
vs Letter of Credit

Gold escrow vs
letter of credit

Letter of CreditLCORE Gold Escrow
Bank requiredYes — issuing + confirmingNo
USD/SWIFTTypically yesNo
Available for complex counterpartiesIncreasingly notYes
Timeline30–60+ days2–3 working days
Freeze riskHigh — bank complianceNone — pre-customs vault
Governing lawBank-dependentADGM English Common Law
FAQ

Frequently asked questions

What types of clients use LCORE's UAE gold escrow service?
Clients include commodity trading firms, sovereign wealth vehicles, family offices, jewellery manufacturers, mining companies, and institutional investors seeking a neutral, tax-efficient gold settlement venue in the UAE.
How is allocated gold in LCORE's escrow legally protected?
Each gold bar is registered to a named client sub-account under ADGM Reg. 28158. Gold is never rehypothecated and is segregated from LCORE's own balance sheet, fully insured by Lloyd's.
Can escrow gold be released in tranches against partial payments?
Yes. LCORE supports tranche releases tied to milestone payments under the DVP engine, with each release confirmed against cleared funds and recorded on the allocated ledger.
Is gold escrow faster than traditional LC settlement for UAE institutions?
Significantly faster. Traditional LCs take 15-30 days and cost 1-4% in bank fees. LCORE's gold escrow settles in 2-3 business days with zero bank intermediary. For UAE institutions doing repeat trades, the time and cost savings compound dramatically.
What legal protections does LCORE's gold escrow provide to UAE clients?
ADGM English Common Law governs all escrow agreements. Disputes are resolved through ADGM Courts with international judges. Gold in escrow is allocated and segregated — it cannot be claimed by LCORE's creditors. Lloyd's insurance covers the physical metal throughout.

Structure the escrow. Close the deal.

Gold escrow for commodity transactions where banks won't. ADGM English Law. Minimum $5M.

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