Sri Lanka's key exports — tea, apparel, and rubber — face 20-35 day payment delays through CBSL's FX crisis and import payment restrictions. LCORE's gold DVP eliminates the multi-hop SWIFT chain entirely: buyer deposits gold in Abu Dhabi escrow, commodity ships, delivery is confirmed, and gold releases to the exporter. Settlement completes in 2-3 business days with a minimum transaction size of $5M. No USD intermediary bank required.
Request ConsultationWhen LKR payments are blocked by correspondent banking compliance, LCORE's gold DVP provides a neutral Abu Dhabi alternative. Sri lankan commodity importers can deposit physical gold into DVP escrow -- commodity delivers -- payment in LKR confirms -- gold releases. 2-3 working days.
ADGM English Law governs. Lloyd's $200M insurance throughout. UAE geopolitically neutral -- not subject to US, EU, or UK sanctions regime.
Confidential. Min $5M. ADGM 28158.
Sri Lanka is the world's fourth-largest tea exporter, with Ceylon Tea — particularly Uva, Dimbula, and Nuwara Eliya high-grown varieties — commanding premium prices in European, Gulf, and Russian markets. Tea accounts for approximately 12-15% of export revenues. Rubber from the Western Province and Sabaragamuwa Region supplies global tyre and industrial rubber manufacturers. Apparel and textiles — Sri Lanka is a significant garment exporter to EU and US buyers — account for approximately 45% of merchandise exports. Spices including cinnamon (Sri Lanka produces 90%+ of global true cinnamon supply), pepper, and cloves target European and US culinary markets. Coconut and coconut products (desiccated coconut, coconut oil, virgin coconut oil) are significant niche agricultural exports. Gemstones — sapphires, rubies, and alexandrite from Ratnapura — are a premium artisanal export targeting Dubai, Hong Kong, and European buyers. Seafood from the northern and eastern coasts targets EU and Japanese buyers. Sri Lanka's commodity export diversity requires settlement infrastructure across multiple buyer corridors.
Sri Lanka's rupee (LKR) experienced a catastrophic depreciation of approximately 80% in 2022 during the country's worst economic crisis since independence — driven by FX reserve depletion, energy import defaults, and food security crisis. The Monetary Board of the Central Bank of Sri Lanka (CBSL) maintained capital controls during the crisis that severely limited USD access for commodity importers and delayed USD remittances for exporters. Sri Lanka entered an IMF $3B Extended Fund Facility in 2023. The LKR has partially stabilised but structural FX fragility persists. Sri Lanka was placed on the FATF Grey List in 2022, further elevating compliance scrutiny from international correspondent banks on Sri Lanka-origin USD transactions. Apparel exporters dealing with EU buyers face EUR/LKR conversion management challenges. Tea exporters receiving Colombo Tea Auction proceeds in LKR face exchange rate risk on USD contracts. LCORE's gold DVP provides Sri Lankan commodity exporters with a settlement mechanism insulated from LKR volatility.